Bank on Bitcoin. Never Sell.

About the Brand

Xverse is the self-custodial Bitcoin platform used by 2M+ people to earn, borrow, and build wealth on their Bitcoin without ever giving up their keys.

Earn native yield on your BTC. Borrow stablecoins against it instead of selling. Trade across Bitcoin and its most battle-tested Layer 2s. Spend with the Xverse Card, coming soon. Your assets stay in your control, secured by Bitcoin's base layer and settled through Stacks, Starknet, and Spark.

No custodians. No account freezes. No permission required.

100-Word Bio

Xverse is the self-custodial Bitcoin platform where your BTC actually works for you. Earn native yield across Bitcoin Layer 2s. Borrow stablecoins against your holdings instead of selling. Trade spot and perps without leaving self-custody. Spend with the Xverse Card, coming soon. Connect your Ledger for cold-storage protection without giving up utility. Over 2 million people use Xverse to do what no bank, exchange, or hardware wallet can: combine the security of holding your own keys with the financial tools you expect from a modern neobank. One platform. Every layer of Bitcoin. Your keys, your capital, your life.

50-Word Short Bio (for show notes)

Xverse is the self-custodial Bitcoin neobank used by 2M+ people. Earn yield on your BTC, borrow stablecoins against it instead of selling, trade across Bitcoin's Layer 2s, and soon spend with the Xverse Card. Your keys never leave your hands. Bank on Bitcoin. Never Sell.


About Ken Liao (Founder & CEO)

Ken Liao is the founder and CEO of Xverse, the self-custodial Bitcoin platform used by over 2 million people. He has been building in the Bitcoin and Stacks ecosystem since 2017. Ken is building the financial infrastructure for a world where Bitcoin isn't just held, it's lived on.

His thesis: the hundreds of billions of dollars sitting in Bitcoin ETFs is ownership without utility. You bought a ticket to a game you can't actually play. The next decade belongs to platforms that let people put their Bitcoin to work without handing it to a custodian.

Ken speaks and writes on Bitcoin Layer 2 architecture, the case against custodial finance, and why self-custody is the next mass-market product, not a niche one.

Handles: @YukanL (Ken), @xverse.


Suggested Questions

  1. You stopped calling Xverse a wallet. What changed, and why does the word matter?
  2. Most Bitcoiners are told to cold-store and wait. You're telling them to put it to work. How do you square that with self-custody?
  3. What does "Never Sell" actually mean mechanically for someone who needs cash?